IMPORTANT INFORMATION

LIVOUT-USA DOES NOT SELL ANY OF THESE PRODUCTS OF SERVICES

  • Activities involving any weapons, ammunition, military arms, explosive devices and firearm parts

  • Adult entertainment, websites & content (such as)

    • Adult book stores, video stores, toys

    • Any products on the internet containing graphic or nude content

    • Audio (phone sex and adult phone conversations)

    • Companion/escort services or dating services (sexually-oriented)

    • Fetish products

    • Membership, clubs, subscriptions

    • Prostitution

    • Gentleman's clubs, topless bars, and strip clubs

    • Video (web-based sexually oriented video)

  • Airlines (including airlines “nested” under another entity)

  • Animal and wildlife products, such as animal parts, pelt, ivory and / or skin

  • Auctions, bidding fee auctions (or penny auctions)

  • Bail bonds 

  • Bankruptcy lawyers

  • Betting and gambling, including:

    • Legal gambling where the cardholder is not present when the bet is made as well as for direct purchase of wagers/chips via payment card

    • Lotteries, including online lotteries

    • Sports forecasting or odds making

    • Internet gambling

    • Business or investment opportunities operating as “get rich quick schemes” (e.g., real estate purchase with "No Money Down", government grants)

  • Chain letters

  • Collection agencies or firms involved in recovering or collecting past due receivables

  • Counterfeit goods / replicas or those infringing on intellectual property rights, including those designed to infringe on such intellectual property (i.e., knock-offs, imitations, bootlegs) 

  • Credit repair/restoration or card protection (including identity theft protection)

  • Cruise lines (including cruise lines ”nested” under another entity)

  • Cyber lockers, cloud storage and file sharing services

  • Data pass (merchants up-selling or cross-selling products to other merchants and then sharing the cardholder data with the third party or receiving cardholder data from third parties)

  • Debt consolidation and mortgage reduction/consulting services

  • Drugs, tools specifically intended for the production of drugs, drug paraphernalia, Illegal drugs, CBD, Hemp, substances designed to mimic illegal drugs, and/or other psychoactive products (e.g.,K2, salvia divinorum, nitrate inhalers, bath salts, synthetic cannabis, herbal smoking blends, herbal incense, and HCG/HGH-like substances). Important: For US merchants selling hemp or hemp-derived CBD products, please see our requirements for selling CBD on your Wix site.

  • Embassy, foreign consulate, or other foreign government

  • Escort agencies / massage parlors / sexual services

  • Essay mills/paper mills (i.e., ghostwriting services that sell essays, term papers, etc. with intent that the purchaser will submit documentation as their own)

  • Fake references and other services or products that foster deception (including fake IDs and government documents) 

  • Fantasy sports leagues where participants receive cash or cash-equivalents or prizes with/of material value (e.g., electronics, travel, gift cards,cards etc.)

  • Financial services / money service businesses, including:

    • Provider or seller of prepaid access/stored value*

    • Quasi-cash

    • Cash advances (by non-financial institutions)

    • Issuer/seller/redeemer of money orders or traveller’s checks

    • Check cashers

    • Virtual currency or e-wallet or e-money that can be monetized, re-sold or converted to physical/digital goods/services or otherwise exit the virtual world

    • Money Transfer 

      * Open-loop & closed-loop prepaid access includes gift cards, phone cards, subway cards, college campus cards, game cards and other limited-use prepaid access devices when the value can exceed $2,000

  • Games of skill where participants receive cash or cash equivalents or prizes with/of material value (e.g. electronics, travel, gift cards,cards etc.)

  • Illegal products or services or any service providing peripheral support of illegal activities

  • Independent financial advisers (IFA), payday loans and unsecured loan/lines originating from non FDIC insured banks

  • Jammers or devices that are designed to block, jam or interfere with cellular and personal communication device/signals (e.g., GPS), decryption and descrambler products including mod chips, spy devices / services / software.

  • Mail order spouse and international match-making services

  • Marketplaces

  • Merchants engaged in any form of deceptive marketing practice including but not limited to:

    • Hidden Disclosure 

    • Bogus claims & endorsements 

    • Pre-checked opt in boxes

    • Refund/Cancellation avoidance

    • Poorly disclosed negative options

    • Merchants offering substantial rebates or special incentives (e.g., free gift, prize, sweepstakes, or contests) as an inducement to purchase products/services

    • Negative response marketing techniques by any type of merchant (i.e. customer is automatically charged if they don’t return the merchandise at the end of a free trial period) 

  • Merchants utilizing tactics to evade Card Brand excessive chargeback monitoring programs

  • Merchants that have ransom-like or extortion-like basis for their business model (e.g., mugshot removal)

  • Multi level marketing

  • Pets and other live animals, including endangered/threatened species, protected birds and sharks

  • Private medical practices and e-doctors

  • Medical devices (including prescription medical devices such as contact lenses). Learn more.

  • Products or services specifically offered or intended to be used to create drugs or grow ingredients for drugs (e.g.,'grow shop’ products, seeds for cannabis plants, etc.) 

  • Pyramid selling

  • Timeshare and timeshare maintenance

  • Trade of weapons, ammunition, military arms, explosive devices and firearm parts 

  • Paying fines or penalties of any kind

  • Prescription medicines and pharmaceuticals.

  • Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted materials (e.g. ‘mod-chips’ to break the encryption of game computers to enable the playing of unlicensed copies of games

  • Products or services that promote hate, violence, discrimination, terrorism, harassment or abuse 

  • Providing gambling services in jurisdictions where this is illegal or (where applicable) offering gambling services without a valid license to the relevant jurisdiction

  • Real estate purchases and / or real estate advertising publications

  • Security brokers and investments of any kind, like purchase of securities, currencies, derivatives, commodities, shares, foreign currencies, options, other financial instruments or precious metals

  • Services associated with pseudoscience (e.g., clairvoyance, tarot cards, horoscopes, fortune telling, etc.)

  • Social media “click farms” (i.e. the sale of clicks/likes/reviews/endorsements on social media sites) 

  • Tattoos and microneedling

  • Telemarketing companies 

  • Third-party payment processors / aggregators / payment service companies (e.g., bill pay service, crowdfunding, peer-to-peer payments, commissary accounts), payment facilitators, ISO's and other Internet payment service providers (IPSP) / member service provider (MSP) / fulfillment houses, shipping / forwarding brokers 

  • Tobacco & Alcohol product, Businesses selling age or legally restricted products or services (including e-cigarettes)

  • Restricted Products or Services

  • Wix Payments may only be used in relation to any of the following with express written approval. This approval may be withheld or revoked at our discretion should your products or services pose a risk to our business and/or reputation.

  • Business service companies, such as payroll services, invoicing services and consumer services

  • Car sales / importers, car parts and / or car advertising publications

  • Charities

  • Door-to-door sales

  • Extended warranties

  • Products or services related to political or social campaigning

  • Pseudo pharmaceuticals / nutraceuticals and food products or other digestibles marketed via-unsubstantiated and/or unlawful health or medical claims (e.g., food supplements, vitamins, weight-loss, anti-aging, muscle-building, hair-growth, sexual-stimulant supplements, colon cleansers, detox products)

  • Specific cosmetic products that claim extreme results (anti-wrinkle, skin repair etc.)

  • Ticket agencies

  • Travel and holidays